If you choose to use stablecoins, you will be exposed to the risks associated with them. It is unavoidable. You must decide for yourself whether the benefits outweigh the risks in your particular situation. If you must use stablecoins, be aware that in recent history, collateralized stablecoins have been less risky than algorithmic stablecoins. But that does not guarantee that they will be safe in the future.
How can I avoid the risks of stablecoins?